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4.9 stars | 58 reviews
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4.9 stars | 58 reviews
At JP Hayes Insurance Agency, we offer comprehensive general liability insurance to protect your business. Our general liability policies provide coverage for bodily injury, property damage, personal injury, and advertising injury that may occur on your premises or because of your operations. We work with highly rated insurance carriers to provide liability limits and coverage features that properly insure the unique risks of your business.
Our business owners policies bundle general liability with additional coverage your company needs in one convenient package. We include building and business personal property coverage in case of damage to your office, store, or other commercial space. We also provide coverage for loss of income in the event your business is forced to temporarily halt operations after an insured loss. Our business owners policies are designed for the needs of small- and mid-sized businesses.
At JP Hayes Insurance Agency, we understand the importance of protecting your business vehicles. Our commercial auto insurance provides coverage for physical damage to and liability stemming from company-owned vehicles driven for business purposes. We offer broad policy terms, rental reimbursement, and other features to ensure you can continue operating in the event of an auto-related loss. Let us customize a policy to properly cover your commercial fleet.
We proudly offer workers' compensation insurance to protect both your business and employees. Our workers' comp policies pay for medical expenses and lost wages for employees injured on the job. We also cover the cost to defend against wrongful claims, judgments, and legal actions related to job-related illnesses or injuries. Workers' comp is mandatory for nearly all employers. We offer compliant coverage at competitive rates.
At JP Hayes Insurance Agency, we understand the importance of offering quality, affordable healthcare coverage to recruit and retain top talent. Our group health plans provide comprehensive medical, dental, vision, and prescription drug benefits your employees and their families rely on. We represent top regional and national insurance carriers to customize a plan that fits your group's needs and budget. We're here to advise on plan selection and implementation.
Our team gladly provides commercial life insurance tailored for business needs like key person insurance and buy-sell funding. Our individual life policies help protect your business in the event of the death of an owner, executive, or other vital employee. Our corporate-owned life insurance can provide your company with tax-advantaged cash value accumulation. We offer personalized life insurance guidance and competitive group rates for your business.